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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,109 | $78,707+34.8% | $117,861-10.0% | $70,126+51.3% |
| Participation rate | 96.3% | 73.2%+23.1pp | 79.7%+16.6pp | 69.5%+26.8pp |
| Annual return | 5.12% | 23.30%-18.2pp | 335.11%-330.0pp | 73.15%-68.0pp |
| Employer contribution / active EE | $9,133 | $2,223+310.8% | $3,786+141.2% | $2,343+289.9% |
| Participant deferral / active EE | $0 | $3,297-100.0% | $4,482-100.0% | $3,332-100.0% |
| Admin fee / account holder | $2,181 | $5,066-56.9% | $8,021-72.8% | $4,645-53.1% |