Filed April 22, 2025 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES9+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $653,069 |
Service code 37 · EIN 04-2647786 | Loan Processing | $481,450 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,633 | $84,149+68.3% | $130,070+8.9% | $103,657+36.6% |
| Participation rate | 95.8% | 81.0%+14.8pp | 78.5%+17.3pp | 73.4%+22.4pp |
| Annual return | 16.94% | 25.45%-8.5pp | -137.40%+154.3pp | 33.13%-16.2pp |
| Employer contribution / active EE | $4,422 | $2,687+64.6% | $4,322+2.3% | $3,216+37.5% |
| Participant deferral / active EE | $8,707 | $5,201+67.4% | $5,821+49.6% | $5,218+66.9% |
| Admin fee / account holder | $112 | $75+49.7% | $10,600-98.9% | $114-1.5% |