Filed April 22, 2025 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES8+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $736,448 |
Service code 37 · EIN 04-2647786 | Loan Processing | $625,258 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,117 | $71,813+71.4% | $119,628+2.9% | $78,104+57.6% |
| Participation rate | 94.7% | 81.7%+13.0pp | 79.3%+15.5pp | 74.5%+20.2pp |
| Annual return | -18.63% | -13.80%-4.8pp | -14.98%-3.6pp | 10.90%-29.5pp |
| Employer contribution / active EE | $4,126 | $2,836+45.5% | $4,232-2.5% | $3,128+31.9% |
| Participant deferral / active EE | $8,272 | $4,953+67.0% | $5,601+47.7% | $5,089+62.6% |
| Admin fee / account holder | $135 | $81+66.8% | $10,330-98.7% | $79+70.5% |