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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,918 | $175,257-42.4% | $149,717-32.6% | $139,456-27.6% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 4.59% | 166.70%-162.1pp | 134.41%-129.8pp | 373.45%-368.9pp |
| Employer contribution / active EE | $6,818 | $5,477+24.5% | $4,820+41.5% | $4,753+43.5% |
| Participant deferral / active EE | $0 | $6,521-100.0% | $5,682-100.0% | $6,711-100.0% |
| Admin fee / account holder | $4,908 | $16,156-69.6% | $13,213-62.9% | $11,407-57.0% |