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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,315 | $202,342-59.8% | $172,752-52.9% | $152,897-46.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 4.75% | 1029.83%-1025.1pp | 802.97%-798.2pp | 345.43%-340.7pp |
| Employer contribution / active EE | $7,194 | $5,858+22.8% | $5,144+39.8% | $4,764+51.0% |
| Participant deferral / active EE | $0 | $5,948-100.0% | $5,198-100.0% | $5,851-100.0% |
| Admin fee / account holder | $2,960 | $17,111-82.7% | $13,955-78.8% | $11,599-74.5% |