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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,483 | $138,114-43.9% | $125,391-38.2% | $134,545-42.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 1.16% | 750.88%-749.7pp | 572.41%-571.3pp | 418.37%-417.2pp |
| Employer contribution / active EE | $7,331 | $5,246+39.7% | $4,816+52.2% | $4,742+54.6% |
| Participant deferral / active EE | $13,000 | $7,801+66.6% | $7,448+74.5% | $6,401+103.1% |
| Admin fee / account holder | $389 | $11,570-96.6% | $10,009-96.1% | $11,431-96.6% |