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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,833 | $165,399-54.2% | $149,745-49.4% | $158,982-52.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1.04% | 348.34%-347.3pp | 276.72%-275.7pp | 302.99%-302.0pp |
| Employer contribution / active EE | $6,713 | $5,105+31.5% | $4,646+44.5% | $4,763+40.9% |
| Participant deferral / active EE | $25,000 | $7,183+248.1% | $6,843+265.3% | $5,983+317.8% |
| Admin fee / account holder | $492 | $10,811-95.5% | $9,312-94.7% | $11,252-95.6% |