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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,697 | $152,619+266.1% | $125,195+346.3% | $152,909+265.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 20.05% | 54.85%-34.8pp | 43.79%-23.7pp | 345.46%-325.4pp |
| Employer contribution / active EE | $4,695 | $4,947-5.1% | $3,866+21.4% | $4,764-1.4% |
| Participant deferral / active EE | $3,915 | $5,869-33.3% | $4,937-20.7% | $5,851-33.1% |
| Admin fee / account holder | $120,715 | $13,437+798.3% | $9,704+1144.0% | $11,601+940.6% |