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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,166 | $144,130+290.7% | $117,861+377.8% | $147,586+281.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.55% | 531.20%-513.6pp | 335.11%-317.6pp | 578.59%-561.0pp |
| Employer contribution / active EE | $0 | $4,897-100.0% | $3,786-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,039 | $5,316-24.0% | $4,482-9.9% | $5,439-25.7% |
| Admin fee / account holder | $12,520 | $10,887+15.0% | $8,021+56.1% | $10,886+15.0% |