Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3646501 RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 142010600 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,016 | $42,396-41.0% | $67,313-62.8% | $56,287-55.6% |
| Participation rate | 34.5% | 61.0%-26.5pp | 69.1%-34.6pp | 69.9%-35.4pp |
| Annual return | -7.33% | -36.63%+29.3pp | -4.08%-3.3pp | -9.96%+2.6pp |
| Employer contribution / active EE | $439 | $1,414-69.0% | $2,566-82.9% | $2,111-79.2% |
| Participant deferral / active EE | $1,444 | $2,360-38.8% | $3,568-59.5% | $3,350-56.9% |
| Admin fee / account holder | $368 | $510-27.8% | $4,507-91.8% | $521-29.4% |