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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,745 | $138,078+83.0% | $125,363+101.6% | $134,509+87.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.87% | 750.49%-764.4pp | 572.15%-586.0pp | 418.13%-432.0pp |
| Employer contribution / active EE | $2,107 | $5,245-59.8% | $4,815-56.2% | $4,741-55.5% |
| Participant deferral / active EE | $11,508 | $7,800+47.5% | $7,447+54.5% | $6,400+79.8% |
| Admin fee / account holder | $764 | $11,566-93.4% | $10,005-92.4% | $11,427-93.3% |