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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,224 | $91,559+61.9% | $133,971+10.6% | $79,852+85.6% |
| Participation rate | 61.3% | 73.3%-12.1pp | 79.8%-18.5pp | 69.6%-8.3pp |
| Annual return | 17.06% | 61.85%-44.8pp | 45.09%-28.0pp | 31.72%-14.7pp |
| Employer contribution / active EE | $1,961 | $2,384-17.7% | $3,919-50.0% | $2,471-20.6% |
| Participant deferral / active EE | $4,940 | $3,734+32.3% | $5,047-2.1% | $3,740+32.1% |
| Admin fee / account holder | $24,085 | $6,321+281.0% | $8,929+169.7% | $5,306+353.9% |