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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,997 | $72,177+85.7% | $115,037+16.5% | $59,632+124.7% |
| Participation rate | 83.5% | 72.6%+11.0pp | 81.4%+2.2pp | 68.7%+14.9pp |
| Annual return | -2.46% | 12.02%-14.5pp | 26.14%-28.6pp | 2041.32%-2043.8pp |
| Employer contribution / active EE | $3,035 | $2,841+6.8% | $4,608-34.1% | $2,203+37.8% |
| Participant deferral / active EE | $9,843 | $4,783+105.8% | $6,026+63.3% | $3,192+208.4% |
| Admin fee / account holder | $1,141 | $4,927-76.8% | $8,175-86.0% | $4,297-73.5% |