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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,387 | $144,130-29.7% | $117,860-14.0% | $147,585-31.3% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 16.32% | 531.20%-514.9pp | 335.10%-318.8pp | 578.58%-562.3pp |
| Employer contribution / active EE | $1,790 | $4,897-63.4% | $3,786-52.7% | $4,876-63.3% |
| Participant deferral / active EE | $7,033 | $5,316+32.3% | $4,482+56.9% | $5,439+29.3% |
| Admin fee / account holder | $4,021 | $10,887-63.1% | $8,021-49.9% | $10,886-63.1% |