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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,759 | $131,835-39.5% | $108,582-26.5% | $273,972-70.9% |
| Participation rate | 81.8% | 83.5%-1.6pp | 79.6%+2.2pp | 83.0%-1.2pp |
| Annual return | 8.21% | -91.57%+99.8pp | -51.70%+59.9pp | 41.46%-33.2pp |
| Employer contribution / active EE | $1,568 | $4,913-68.1% | $3,758-58.3% | $4,869-67.8% |
| Participant deferral / active EE | $7,230 | $5,127+41.0% | $4,311+67.7% | $5,287+36.7% |
| Admin fee / account holder | $1,054 | $10,253-89.7% | $7,645-86.2% | $10,133-89.6% |