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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,771 | $79,955+236.2% | $98,450+173.0% | $75,181+257.5% |
| Participation rate | 87.0% | 70.4%+16.6pp | 75.2%+11.8pp | 67.2%+19.8pp |
| Annual return | 17.77% | 19.75%-2.0pp | 21.16%-3.4pp | 160.69%-142.9pp |
| Employer contribution / active EE | $3,261 | $2,264+44.0% | $3,049+7.0% | $2,671+22.1% |
| Participant deferral / active EE | $9,159 | $3,752+144.1% | $4,739+93.3% | $4,126+122.0% |
| Admin fee / account holder | $34,191 | $6,841+399.8% | $8,961+281.5% | $5,650+505.2% |