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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,846 | $75,962-39.6% | $154,111-70.3% | $64,173-28.6% |
| Participation rate | 16.4% | 70.4%-54.0pp | 83.0%-66.6pp | 69.6%-53.2pp |
| Annual return | 4.47% | 30.32%-25.9pp | 735.18%-730.7pp | 7.63%-3.2pp |
| Employer contribution / active EE | $537 | $3,350-84.0% | $5,298-89.9% | $2,381-77.5% |
| Participant deferral / active EE | $970 | $3,175-69.4% | $5,081-80.9% | $3,470-72.0% |
| Admin fee / account holder | $17,943 | $5,589+221.0% | $13,411+33.8% | $4,887+267.1% |