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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,269 | $118,708-22.3% | $98,920-6.7% | $158,966-42.0% |
| Participation rate | 77.8% | 77.8%0pp | 76.0%+1.7pp | 82.0%-4.2pp |
| Annual return | 12.85% | 372.49%-359.6pp | 196.47%-183.6pp | 302.95%-290.1pp |
| Employer contribution / active EE | $4,381 | $3,334+31.4% | $2,689+62.9% | $4,762-8.0% |
| Participant deferral / active EE | $6,298 | $5,089+23.7% | $4,245+48.4% | $5,983+5.3% |
| Admin fee / account holder | $1,152 | $10,134-88.6% | $6,643-82.7% | $11,250-89.8% |