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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,982 | $54,380+117.0% | $68,509+72.2% | $59,633+97.8% |
| Participation rate | 63.3% | 70.2%-6.9pp | 74.7%-11.4pp | 68.7%-5.3pp |
| Annual return | -5.10% | 2.83%-7.9pp | 8.27%-13.4pp | 2041.40%-2046.5pp |
| Employer contribution / active EE | $3,014 | $1,539+95.9% | $2,278+32.3% | $2,203+36.9% |
| Participant deferral / active EE | $5,566 | $2,643+110.6% | $3,382+64.6% | $3,192+74.4% |
| Admin fee / account holder | $250 | $3,885-93.6% | $5,275-95.3% | $4,297-94.2% |