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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,261 | $63,346+115.1% | $92,240+47.7% | $70,126+94.3% |
| Participation rate | 75.4% | 68.7%+6.8pp | 76.5%-1.0pp | 69.5%+5.9pp |
| Annual return | 17.30% | 530.19%-512.9pp | 176.29%-159.0pp | 73.15%-55.8pp |
| Employer contribution / active EE | $10 | $2,471-99.6% | $3,680-99.7% | $2,343-99.6% |
| Participant deferral / active EE | $5,370 | $2,854+88.2% | $3,897+37.8% | $3,332+61.2% |
| Admin fee / account holder | $19,493 | $3,841+407.5% | $5,194+275.3% | $4,645+319.6% |