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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,354 | $49,177+110.2% | $79,466+30.1% | $64,173+61.1% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -6.69% | -1.16%-5.5pp | 718.28%-725.0pp | 7.63%-14.3pp |
| Employer contribution / active EE | $6,844 | $2,076+229.6% | $2,800+144.4% | $2,381+187.5% |
| Participant deferral / active EE | $7,748 | $2,821+174.6% | $3,704+109.2% | $3,470+123.3% |
| Admin fee / account holder | $4,313 | $3,839+12.4% | $5,104-15.5% | $4,887-11.7% |