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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,919 | $48,078+82.9% | $78,676+11.7% | $62,881+39.8% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.6%+26.4pp | 69.3%+30.7pp |
| Annual return | 6.29% | 31.36%-25.1pp | 62.19%-55.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $6,471 | $2,015+221.2% | $2,850+127.1% | $2,281+183.7% |
| Participant deferral / active EE | $5,614 | $2,587+117.0% | $3,517+59.6% | $3,203+75.3% |
| Admin fee / account holder | $939 | $3,206-70.7% | $4,510-79.2% | $4,296-78.1% |