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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,001 | $89,364-44.0% | $141,177-64.6% | $72,983-31.5% |
| Participation rate | 51.3% | 75.1%-23.8pp | 82.5%-31.2pp | 69.5%-18.2pp |
| Annual return | 21.37% | 111.86%-90.5pp | 71.40%-50.0pp | 81.01%-59.6pp |
| Employer contribution / active EE | $1,409 | $3,115-54.8% | $4,736-70.2% | $2,440-42.2% |
| Participant deferral / active EE | $3,758 | $5,419-30.7% | $6,710-44.0% | $3,608+4.2% |
| Admin fee / account holder | $178 | $5,959-97.0% | $10,263-98.3% | $5,124-96.5% |