Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,930 | $51,202+159.6% | $70,548+88.4% | $75,181+76.8% |
| Participation rate | 68.8% | 61.0%+7.8pp | 68.3%+0.4pp | 67.2%+1.6pp |
| Annual return | 12.18% | 30.05%-17.9pp | 32.78%-20.6pp | 160.69%-148.5pp |
| Employer contribution / active EE | $1,341 | $1,827-26.6% | $2,975-54.9% | $2,671-49.8% |
| Participant deferral / active EE | $5,379 | $2,850+88.8% | $4,567+17.8% | $4,126+30.4% |
| Admin fee / account holder | $6,870 | $4,094+67.8% | $6,424+7.0% | $5,650+21.6% |