Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,862 | $68,681-87.1% | $86,625-89.8% | $85,851-89.7% |
| Participation rate | 54.3% | 66.4%-12.0pp | 71.6%-17.3pp | 69.3%-15.0pp |
| Annual return | -1.44% | 20.12%-21.6pp | 63.52%-65.0pp | 318.63%-320.1pp |
| Employer contribution / active EE | $0 | $1,880-100.0% | $2,496-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,289 | $2,919+12.7% | $3,700-11.1% | $3,952-16.8% |
| Admin fee / account holder | $1,782 | $5,974-70.2% | $5,830-69.4% | $6,261-71.5% |