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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,369 | $124,314-94.9% | $109,163-94.2% | $167,518-96.2% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 9.97% | 26.04%-16.1pp | 25.75%-15.8pp | 478.71%-468.7pp |
| Employer contribution / active EE | $412 | $4,209-90.2% | $3,723-88.9% | $4,838-91.5% |
| Participant deferral / active EE | $2,045 | $5,256-61.1% | $4,654-56.1% | $6,342-67.8% |
| Admin fee / account holder | $433 | $7,973-94.6% | $6,754-93.6% | $12,312-96.5% |