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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,298 | $57,165+3.7% | - | $125,393-52.7% |
| Participation rate | 84.2% | 73.3%+10.9pp | - | 83.2%+1.0pp |
| Annual return | -0.92% | 36.23%-37.2pp | - | 282.23%-283.2pp |
| Employer contribution / active EE | $0 | $3,571-100.0% | - | $4,866-100.0% |
| Participant deferral / active EE | $3,904 | $3,322+17.5% | - | $5,351-27.1% |
| Admin fee / account holder | $1,994 | $2,996-33.4% | - | $9,541-79.1% |