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| Provider | Service type | Compensation |
|---|---|---|
BLATT & DAUMAN LLP3 years Service code 10 · EIN 11-2778625 | Accounting | $14,000 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$105,373 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,802 | $106,247-36.2% | $147,096-53.9% | $77,714-12.8% |
| Participation rate | 95.4% | 78.4%+17.0pp | 82.2%+13.2pp | 70.6%+24.8pp |
| Annual return | 18.17% | 56.87%-38.7pp | 419.75%-401.6pp | 31.26%-13.1pp |
| Employer contribution / active EE | $2,451 | $4,069-39.8% | $4,936-50.3% | $2,727-10.1% |
| Participant deferral / active EE | $8,269 | $7,996+3.4% | $8,071+2.4% | $4,649+77.9% |
| Admin fee / account holder | -$65 | $338-119.1% | $13,005-100.5% | $433-114.9% |