Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,697 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,690 | $63,314+22.7% | $91,004-14.6% | $62,293+24.7% |
| Participation rate | 39.3% | 73.3%-34.1pp | 75.6%-36.4pp | 69.5%-30.3pp |
| Annual return | 17.90% | 21.00%-3.1pp | 4.60%+13.3pp | 28.90%-11.0pp |
| Employer contribution / active EE | $211 | $1,807-88.3% | $2,456-91.4% | $2,042-89.7% |
| Participant deferral / active EE | $2,819 | $2,944-4.2% | $3,548-20.5% | $3,169-11.0% |
| Admin fee / account holder | $200 | $468-57.2% | $5,417-96.3% | $479-58.2% |