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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,554 | $75,935-37.4% | $60,547-21.5% | $125,388-62.1% |
| Participation rate | 90.0% | 76.5%+13.5pp | 68.0%+22.0pp | 83.2%+6.8pp |
| Annual return | 0.27% | -5.38%+5.6pp | 335.64%-335.4pp | 282.24%-282.0pp |
| Employer contribution / active EE | $90 | $3,438-97.4% | $2,419-96.3% | $4,866-98.2% |
| Participant deferral / active EE | $2,245 | $4,506-50.2% | $3,328-32.5% | $5,352-58.0% |
| Admin fee / account holder | $3,178 | $6,768-53.0% | $4,536-29.9% | $9,541-66.7% |