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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,490 | $95,415-31.4% | $185,851-64.8% | $85,851-23.7% |
| Participation rate | 90.1% | 68.8%+21.4pp | 81.7%+8.4pp | 69.3%+20.8pp |
| Annual return | 10.83% | 23.59%-12.8pp | 122.11%-111.3pp | 318.63%-307.8pp |
| Employer contribution / active EE | $3,746 | $3,314+13.0% | $5,168-27.5% | $2,565+46.0% |
| Participant deferral / active EE | $2,990 | $3,424-12.7% | $5,569-46.3% | $3,952-24.3% |
| Admin fee / account holder | $3,619 | $7,215-49.8% | $16,245-77.7% | $6,261-42.2% |