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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,710 | $91,198-37.8% | $178,503-68.2% | $79,856-29.0% |
| Participation rate | 89.5% | 69.2%+20.3pp | 81.9%+7.6pp | 69.6%+19.9pp |
| Annual return | 9.19% | 24.20%-15.0pp | 151.12%-141.9pp | 31.71%-22.5pp |
| Employer contribution / active EE | $3,371 | $3,257+3.5% | $5,011-32.7% | $2,471+36.4% |
| Participant deferral / active EE | $2,567 | $3,237-20.7% | $5,202-50.7% | $3,741-31.4% |
| Admin fee / account holder | $5,893 | $6,748-12.7% | $13,987-57.9% | $5,306+11.1% |