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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,732 | $102,595+47.9% | $94,057+61.3% | $154,746-1.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 13.60% | 583.42%-569.8pp | 480.62%-467.0pp | 172.34%-158.7pp |
| Employer contribution / active EE | $10,234 | $3,147+225.2% | $2,933+248.9% | $4,379+133.7% |
| Participant deferral / active EE | $4,778 | $5,118-6.6% | $4,709+1.5% | $6,730-29.0% |
| Admin fee / account holder | $416 | $7,736-94.6% | $7,244-94.3% | $14,365-97.1% |