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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,520 | $100,938-3.4% | $90,461+7.8% | $158,982-38.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 4.11% | 1727.20%-1723.1pp | 1294.76%-1290.7pp | 302.99%-298.9pp |
| Employer contribution / active EE | $8,581 | $3,691+132.5% | $3,264+162.9% | $4,763+80.2% |
| Participant deferral / active EE | $5,188 | $4,350+19.3% | $3,964+30.9% | $5,983-13.3% |
| Admin fee / account holder | $2,676 | $6,510-58.9% | $5,617-52.4% | $11,252-76.2% |