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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,053 | $75,541+319.7% | $152,093+108.5% | $82,637+283.7% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.31% | 32.56%-17.2pp | 66.36%-51.0pp | 53.51%-38.2pp |
| Employer contribution / active EE | $6,014 | $2,622+129.3% | $4,175+44.1% | $2,552+135.7% |
| Participant deferral / active EE | $5,722 | $3,206+78.5% | $5,451+5.0% | $4,126+38.7% |
| Admin fee / account holder | $4,742 | $6,405-26.0% | $14,497-67.3% | $7,339-35.4% |