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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 15 · EIN 59-1237041 | Recordkeeping | $58,451 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,317 | $115,931+73.7% | $185,441+8.6% | $86,983+131.4% |
| Participation rate | 93.7% | 73.6%+20.0pp | 80.3%+13.4pp | 69.5%+24.1pp |
| Annual return | 4.83% | 21.47%-16.6pp | 20.16%-15.3pp | 25.83%-21.0pp |
| Employer contribution / active EE | $5,421 | $2,937+84.6% | $4,672+16.0% | $2,584+109.7% |
| Participant deferral / active EE | $6,210 | $4,551+36.5% | $6,152+1.0% | $4,194+48.1% |
| Admin fee / account holder | $488 | $10,687-95.4% | $17,890-97.3% | $7,856-93.8% |