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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 15 · EIN 59-1237041 | Recordkeeping | $51,353 |
ADP BROKER-DEALER8+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,030 | $91,536+102.1% | $130,062+42.3% | $75,177+146.1% |
| Participation rate | 92.6% | 71.5%+21.1pp | 78.5%+14.1pp | 67.2%+25.4pp |
| Annual return | -6.68% | -631.62%+624.9pp | -137.37%+130.7pp | 160.75%-167.4pp |
| Employer contribution / active EE | $5,604 | $2,845+97.0% | $4,322+29.7% | $2,671+109.8% |
| Participant deferral / active EE | $6,707 | $4,343+54.4% | $5,821+15.2% | $4,126+62.5% |
| Admin fee / account holder | $444 | $6,780-93.5% | $10,601-95.8% | $5,651-92.1% |