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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,717 | $132,099+55.0% | $115,599+77.1% | $138,895+47.4% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.3%-24.3pp | 79.9%-29.9pp |
| Annual return | 13.70% | 176.76%-163.1pp | 111.10%-97.4pp | 145.39%-131.7pp |
| Employer contribution / active EE | $2,595 | $3,416-24.0% | $2,955-12.2% | $4,194-38.1% |
| Participant deferral / active EE | $6,983 | $5,617+24.3% | $4,889+42.8% | $6,396+9.2% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |