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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,283 | $104,251-37.4% | $91,004-28.3% | $147,586-55.8% |
| Participation rate | 62.5% | 78.2%-15.7pp | 75.6%-13.1pp | 82.8%-20.3pp |
| Annual return | 15.25% | 27.06%-11.8pp | 4.60%+10.7pp | 578.59%-563.3pp |
| Employer contribution / active EE | $2,269 | $3,116-27.2% | $2,456-7.6% | $4,876-53.5% |
| Participant deferral / active EE | $5,038 | $4,195+20.1% | $3,548+42.0% | $5,439-7.4% |
| Admin fee / account holder | $75 | $8,948-99.2% | $5,417-98.6% | $10,886-99.3% |