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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,717 | $132,634+54.3% | $115,768+76.8% | $137,256+49.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.4%-24.4pp | 80.0%-30.0pp |
| Annual return | 13.70% | 160.70%-147.0pp | 100.46%-86.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,595 | $3,360-22.7% | $2,940-11.7% | $4,156-37.6% |
| Participant deferral / active EE | $6,983 | $5,619+24.3% | $4,917+42.0% | $6,407+9.0% |
| Admin fee / account holder | $0 | $15,028-100.0% | $12,439-100.0% | $12,270-100.0% |