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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,176 | $124,330-62.1% | $109,173-56.8% | $167,536-71.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.56% | 26.04%-9.5pp | 25.75%-9.2pp | 478.82%-462.3pp |
| Employer contribution / active EE | $5,872 | $4,209+39.5% | $3,723+57.7% | $4,839+21.3% |
| Participant deferral / active EE | $7,473 | $5,256+42.2% | $4,654+60.6% | $6,342+17.8% |
| Admin fee / account holder | $640 | $7,974-92.0% | $6,755-90.5% | $12,315-94.8% |