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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,756 | $115,814-52.7% | $101,275-45.9% | $158,982-65.6% |
| Participation rate | 91.7% | 79.4%+12.3pp | 75.8%+15.9pp | 82.0%+9.7pp |
| Annual return | 20.48% | 56.16%-35.7pp | 46.48%-26.0pp | 302.99%-282.5pp |
| Employer contribution / active EE | $5,718 | $4,176+36.9% | $3,660+56.2% | $4,763+20.1% |
| Participant deferral / active EE | $7,779 | $4,958+56.9% | $4,371+78.0% | $5,983+30.0% |
| Admin fee / account holder | $2,760 | $7,249-61.9% | $5,948-53.6% | $11,252-75.5% |