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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,301 | $57,541+11.7% | $95,740-32.8% | $75,173-14.5% |
| Participation rate | 89.1% | 62.5%+26.6pp | 72.3%+16.9pp | 67.2%+21.9pp |
| Annual return | 16.59% | 34.93%-18.3pp | 28.41%-11.8pp | 160.72%-144.1pp |
| Employer contribution / active EE | $659 | $1,808-63.5% | $2,836-76.8% | $2,671-75.3% |
| Participant deferral / active EE | $5,199 | $3,074+69.1% | $4,244+22.5% | $4,126+26.0% |
| Admin fee / account holder | $6,663 | $4,099+62.6% | $5,676+17.4% | $5,651+17.9% |