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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,633 | $88,585-80.1% | $69,884-74.8% | $134,532-86.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -18.70% | 442.80%-461.5pp | 190.81%-209.5pp | 418.27%-437.0pp |
| Employer contribution / active EE | $2,382 | $3,235-26.4% | $2,560-7.0% | $4,741-49.8% |
| Participant deferral / active EE | $4,654 | $4,770-2.4% | $3,848+20.9% | $6,401-27.3% |
| Admin fee / account holder | $314 | $10,441-97.0% | $6,266-95.0% | $11,429-97.3% |