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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,042 | $93,617+106.2% | $135,982+42.0% | $75,177+156.8% |
| Participation rate | 94.4% | 75.2%+19.2pp | 81.9%+12.5pp | 67.2%+27.2pp |
| Annual return | 14.64% | 30.89%-16.2pp | 68.32%-53.7pp | 160.75%-146.1pp |
| Employer contribution / active EE | $3,504 | $3,538-1.0% | $4,859-27.9% | $2,671+31.2% |
| Participant deferral / active EE | $11,405 | $6,406+78.0% | $7,760+47.0% | $4,126+176.4% |
| Admin fee / account holder | $3,821 | $6,980-45.3% | $10,767-64.5% | $5,651-32.4% |