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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,575 | $105,200+90.7% | $159,474+25.8% | $85,847+133.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 9.82% | 45.08%-35.3pp | 263.68%-253.9pp | 318.61%-308.8pp |
| Employer contribution / active EE | $4,060 | $3,319+22.3% | $4,831-16.0% | $2,565+58.2% |
| Participant deferral / active EE | $9,629 | $5,946+61.9% | $7,353+30.9% | $3,952+143.6% |
| Admin fee / account holder | $4,413 | $6,934-36.4% | $10,802-59.1% | $6,261-29.5% |