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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,383 | $95,453+3.1% | $112,040-12.2% | $82,448+19.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 14.79% | 23.92%-9.1pp | 24.52%-9.7pp | 41.64%-26.9pp |
| Employer contribution / active EE | $515 | $2,318-77.8% | $2,954-82.6% | $2,551-79.8% |
| Participant deferral / active EE | $3,799 | $4,224-10.0% | $5,098-25.5% | $4,139-8.2% |
| Admin fee / account holder | $4,513 | $9,013-49.9% | $12,098-62.7% | $7,234-37.6% |