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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,324 | $79,181+2.7% | $102,423-20.6% | $74,429+9.3% |
| Participation rate | 99.0% | 74.8%+24.3pp | 76.5%+22.5pp | 67.2%+31.8pp |
| Annual return | 15.68% | 54.97%-39.3pp | 29.42%-13.7pp | 1368.38%-1352.7pp |
| Employer contribution / active EE | $485 | $2,362-79.4% | $3,023-83.9% | $2,625-81.5% |
| Participant deferral / active EE | $3,548 | $4,416-19.6% | $5,054-29.8% | $4,348-18.4% |
| Admin fee / account holder | $3,037 | $2,002+51.7% | $9,455-67.9% | $1,944+56.2% |