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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,324 | $79,223+2.7% | $102,460-20.6% | $74,478+9.2% |
| Participation rate | 99.0% | 74.8%+24.3pp | 76.5%+22.5pp | 67.2%+31.8pp |
| Annual return | 15.68% | 54.98%-39.3pp | 29.47%-13.8pp | 1370.56%-1354.9pp |
| Employer contribution / active EE | $485 | $2,363-79.5% | $3,025-84.0% | $2,626-81.5% |
| Participant deferral / active EE | $3,548 | $4,417-19.7% | $5,056-29.8% | $4,350-18.4% |
| Admin fee / account holder | $3,037 | $2,003+51.6% | $9,460-67.9% | $1,946+56.1% |