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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,005 | $56,121+3.4% | $92,985-37.6% | $64,340-9.8% |
| Participation rate | 68.4% | 44.9%+23.4pp | 69.5%-1.1pp | 55.2%+13.1pp |
| Annual return | 14.86% | 19.19%-4.3pp | 27.99%-13.1pp | 24.14%-9.3pp |
| Employer contribution / active EE | $1,586 | $1,351+17.4% | $2,662-40.4% | $1,862-14.8% |
| Participant deferral / active EE | $3,720 | $2,362+57.5% | $4,377-15.0% | $2,980+24.8% |
| Admin fee / account holder | $3,283 | $6,869-52.2% | $9,463-65.3% | $3,703-11.3% |