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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,239 | $118,708+28.2% | $98,920+53.9% | $158,966-4.2% |
| Participation rate | 87.5% | 77.8%+9.7pp | 76.0%+11.5pp | 82.0%+5.5pp |
| Annual return | 3.80% | 372.49%-368.7pp | 196.47%-192.7pp | 302.95%-299.1pp |
| Employer contribution / active EE | $1,860 | $3,334-44.2% | $2,689-30.8% | $4,762-60.9% |
| Participant deferral / active EE | $4,784 | $5,089-6.0% | $4,245+12.7% | $5,983-20.0% |
| Admin fee / account holder | $28,295 | $10,134+179.2% | $6,643+326.0% | $11,250+151.5% |