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| Provider | Service type | Compensation |
|---|---|---|
Filed as: STONE HILL FIDUCIARY MANAGEMENT, L Service code 16 · EIN 45-5608425 | Consulting | $15,444 |
CARON & BLETZER, PLLC1+ years Filed as: CARON & BELTZER Service code 10 · EIN 04-3499945 | Accounting | $7,850 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,633 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,913 | $72,770-10.8% | $67,652-4.0% | $55,191+17.6% |
| Participation rate | 37.9% | 78.8%-40.9pp | 75.7%-37.7pp | 69.2%-31.2pp |
| Annual return | 0.75% | -3.26%+4.0pp | 6625.40%-6624.6pp | 10.78%-10.0pp |
| Employer contribution / active EE | $0 | $1,769-100.0% | $2,266-100.0% | $1,899-100.0% |
| Participant deferral / active EE | $2,058 | $3,408-39.6% | $3,560-42.2% | $3,046-32.4% |
| Admin fee / account holder | $79 | $79-0.3% | $4,821-98.4% | $91-13.5% |